Travel with confidence
Enjoy the security of premium travel protection
with your RBC® Avion® Visa Infinite Privilege‡ for
Private Banking card. Rest easy knowing you are
covered with premium travel insurances
including Trip Cancellation, Trip Interruption
and Lost or Stolen Baggage coverage.

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

PREVIOUS ACCOUNT BALANCE

1 OF 8

$6,911.60

AVION POINTS

BILL SYRROS
4646 92** **** 6846 - PRIMARY
TRANSACTION POSTING
DATE
DATE

AUG 20

ACTIVITY DESCRIPTION

IMPORTANT INFORMATION

AMOUNT ($)

Previous Points balance
Points earned this statement
Points adjusted this statement
New points balance

23,088
27,851
34
50,973

AUG 21 AMAZON.CA PRIME MEMBER
AMAZON.CA/PRIBC

$113.83

AUG 21

AUG 21 TESLA TORONTO ON

$16.09

AUG 21

AUG 21 TIDAL MALMO

$14.49

AUG 21

AUG 22 BELL MOBILITY VERDUN QC

$609.30

AUG 21

AUG 22 HEYGEN TECHNOLOGY INC. HEYGEN.COM CA

$409.91

AUG 24

AUG 25 D J*WSJ 800-568-7625 NJ

$14.91

AUG 24

AUG 28 HARBIN DUMPLING RESTAURANMONTREAL QC

$76.05

Minimum payment
Payment due date
Credit limit
Available credit
Annual interest rates:
Purchases
Cash advances

AUG 24

AUG 26 LA SALA ROSA MONTREAL QC

$44.09

CALCULATING YOUR BALANCE

AUG 25

AUG 25 AMAZON CHANNELS AMAZON.CA BC

$12.64

AUG 25

AUG 26 TESLA TORONTO ON

$13.96

AUG 25

AUG 26 PAYPAL *1976 6502419172 CA

$14.48

AUG 25

AUG 26 PAYPAL *1976 6502419172 CA

$2.88

AUG 25

AUG 26 PAYPAL *1976 6502419172 CA

$10.13

AUG 25

AUG 26 PAYPAL *1976 6502419172 CA

$7.23

AUG 28

AUG 29 CORDONNERIE ET PLUS GATINEAU QC

$29.90

AUG 30

SEP 02

$14.11

74537885232104617217931
74099865233000800137061
74987505233000201212213
74064495233820139298608

24011345233100104373249
Foreign Currency - USD 288.00 Exchange rate - 1.423298
24456755236107606907878
74064495239820183851249
74064495237820113519884
74537885237108366656079
74099865237001100522081
24036035237533678782037
24036035237533678804757
24036035237533678816942
24036035237533678843391
74064495240820185846418

BRAVE.COM BRAVE.COM CA

24064665243100032615369
Foreign Currency - USD 9.99 Exchange rate - 1.412412

RBC ROYAL BANK
CREDIT CARD PAYMENT CENTRE
P.O. BOX 4016, STATION “A”
TORONTO, ONTARIO M5W 2E6

NEW BALANCE

$16,677.29

CONTACT US

Customer Service / Lost & Stolen
Collect Outside North America
Rewards Website

PAYMENTS & INTEREST RATES

Previous Account Balance
Payments & credits
Purchases & debits
Cash advances
Interest
Fees
Total Account Balance

$833.00
OCT 14, 2025
$25,000.00
$8,322.71
20.99%
21.99%

-$12,763.04
$22,343.34
$0.00
$185.39
$0.00

NEW BALANCE

MINIMUM PAYMENT

$833.00

1-888-769-2585
(416) 974-5944
avionrewards.com

PAYMENT DUE DATE

OCT 14, 2025

$6,911.60

$16,677.29

$16,677.29

AMOUNT PAID

$

RBC® Avion® Visa Infinite Privilege‡
for Private Banking
4646 92** **** 6846 / 4646 92** **** 2725
BILL SYRROS
SHELLEY FRASER SYRROS
25 CHEMIN SUMAC
CHELSEA QC J9B 1V4

Quick, convenient and secure ways to pay your credit card bill:
· RBC Online Banking at www.rbcroyalbank.com/online
· RBC Mobile app – text “RBC” to 722722 to download
Other payment options include:
· RBC Royal Bank ATM
· Telephone Banking 1-800-769-2511
· Visit an RBC Royal Bank branch

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

2 OF 8

Thank you for choosing RBC Royal Bank
BILL SYRROS
4646 92** **** 6846 - PRIMARY (continued)
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

SEP 03

SEP 04

GOOGLE *UPLAND REAL ES G.CO/HELPPAY#NS

$4.70

SEP 03

SEP 04

GOOGLE *UPLAND REAL ES G.CO/HELPPAY#NS

$10.91

SEP 03

SEP 04

GOOGLE*TUNEIN RADIO M G.CO/HELPPAY#NS

$14.21

SEP 04

SEP 05

PLAYLISTAI PLAYLISTAI.APAZ

$5.66

SEP 07

SEP 08

SHOPPERS DRUG MART 212 WHISTLER BC

$6.93

SEP 08

SEP 10

NOSHY SQUAMISH BC

$17.25

SEP 08

SEP 10

SUMMIT SPORT WHISTLER BC

$44.80

SEP 09

SEP 11

ELECTRIFY CANADA AJAX ON

$7.00

SEP 09

SEP 10

PORTER AIRLINES 8886198622 ON

$52.50

SEP 09

SEP 09

DISNEY PLUS BURBANK CA

$18.39

SEP 12

SEP 12

OPENAI *CHATGPT SUBSCR OPENAI.COM CA

$327.45

SEP 15

SEP 16

OPENAI *CHATGPT SUBSCR OPENAI.COM CA

$32.68

SEP 15

SEP 16

AD FREE FOR PRIMEVIDEO PRIME VIDEO BC

$3.44

SEP 15

SEP 15 PAYMENT - THANK YOU / PAIEMENT - MERCI

SEP 16

SEP 18

GOOGLE*GOOGLE ONE G.CO/HELPPAY#NS

$3.21

SEP 16

SEP 18

ARAXI RESTAURANT & BAR WHISTLER BC

$815.28

SEP 17

SEP 18

FOOD BANKS CANADA MISSISSAUGA ON

$50.00

SEP 17

SEP 19

FS *EX NIHILO VINEYARDS LAKE COUNTRY BC

$347.54

SEP 19

SEP 19

PURCHASE INTEREST 20.99%
SUBTOTAL OF MONTHLY ACTIVITY

74537885246107419490311
74537885246107419694581
74040735247920008018053

24000775248100009744886
Foreign Currency - USD 3.99 Exchange rate - 1.418546
74500015250882689954994
74529005251920352075403
74769575252004049062783
74500015253656622945989
74424655252213024722710
24793385252000703178062

24492165255100047172628
Foreign Currency - USD 229.95 Exchange rate - 1.424005
24492165258100158448400
Foreign Currency - USD 23.00 Exchange rate - 1.420869
74537885258107944154460

74510105258619988817103
74040735261920005008843
74500015260461665305402
74083425261100027740295
24038705261510000855587

-$10,000.00

$185.39
-$6,648.66

SHELLEY FRASER SYRROS
4646 92** **** 2725 - CO-APPLICANT
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

AUG 19

AUG 21 AIR CAN* 0144293421691AIRCANADA.COMMB

$39.55

AUG 19

AUG 21 AIR CAN* 0144293421692AIRCANADA.COMMB

$56.50

AUG 19

AUG 20 PETRO-CANADA 13887 GATINEAU QC

$65.01

AUG 20

AUG 22 1:1 SALON CHELSEA QC

$222.46

AUG 20

AUG 22 FARM BOY #35 OTTAWA ON

$361.78

AUG 20

AUG 21 CANADIAN TIRE #174 OTTAWA ON

$234.52

74537885232104178788445
74537885232104178788494
74064495232820130181986
74529005232920406923404
74529005232920502315703
74064495233820105311823

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

3 OF 8

SHELLEY FRASER SYRROS
4646 92** **** 2725 - CO-APPLICANT (continued)
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

AUG 21

AUG 21 AMZN MKTP CA*SQ58U9SU3 866-216-1072 ON

$126.45

AUG 21

AUG 21 AMZN MKTP CA*SC66C2713 866-216-1072 ON

$67.84

AUG 21

AUG 25 MAIFENG9X7U 15889749072

$6.99

AUG 21

AUG 22 AMZN MKTP CA*ER2NC99Q3 866-216-1072 ON

$117.60

AUG 21

AUG 22 AMZN MKTP CA*VI2VU2313 866-216-1072 ON

$117.60

AUG 21

AUG 22 LA BOTTEGA NICASTRO CAFE GATINEAU QC

$7.28

AUG 21

AUG 22 LA BOTTEGA NICASTRO CAFE GATINEAU QC

$2.65

AUG 22

AUG 25 FONDATION CHELSEA CHELSEA QC

$137.97

AUG 23

AUG 25 ISTOCK.COM TORONTO ON

$45.99

AUG 23

AUG 25 GOOGLE*GOOGLE ONE G.CO/HELPPAY#NS

$4.59

AUG 24

AUG 25 PRIMEAU VELO GATINEAU GATINEAU QC

$100.00

AUG 25

AUG 25 HOTLINE TNT SUPPORT@ATVENNY

$194.25

AUG 25

AUG 26 CAFE MYRIADE - LE PLATEAUMONTREAL QC

$14.98

AUG 26

AUG 27 PRIMEAU VELO GATINEAU GATINEAU QC

$190.24

AUG 26

AUG 27 APPLE.COM/BILL TORONTO ON

$14.94

AUG 26

AUG 27 WF* CA4447833465 VANCOUVER BC

$1,011.78

AUG 26

AUG 27 APPLE.COM/BILL 866-712-7753 ON

$12.64

AUG 26

AUG 27 AMAZON.CA PRIME MEMBER
AMAZON.CA/PRIBC

$11.49

AUG 27

AUG 28 RENU MASSAGE THERAPY & SPOTTAWA ON

$155.94

AUG 27

AUG 28 CPC / SCP 100323 OTTAWA ON

$28.24

AUG 27

AUG 28 APPLE.COM/BILL 866-712-7753 ON

$41.38

AUG 27

AUG 28 BREAD BY US ARTISAN BA OTTAWA ON

$16.97

AUG 27

AUG 28 ORESTA ORGANIC SKIN CARE OTTAWA ON

$213.57

AUG 27

AUG 28 HOME OF FRESH PASTA OTTAWA ON

$41.00

AUG 27

AUG 29 FAMILLE CHARLES IGA CHELSEA QC

$87.59

AUG 27

AUG 29 GOUTTIERES X TREME PLUS GATINEAU QC

$280.00

AUG 27

AUG 27 PETRO-CANADA 10571 GRENVILLE QC

$35.93

AUG 28

AUG 29 POLO VELO CHELSEA CHELSEA QC

$105.76

AUG 28

SEP 02

74537885233104776519605
74537885233104834732711
74423425234533989481958
74537885233104952111532
74537885233105232926433
74450775233004009084433
74450775233004009084458
74500015234380683816534
24080445235115981986899
74040735237920008029771
74064495236820180394816
24011345237100017647388
74514205237004003790934
74064495238820185831364
74038715238533438928895
74083425238100013265141
74537885238109625562529

74537885238109938508375
74064495239820181893052
74064495239820182918957
74537885239100501491312
74703415239101001020779
74450775239004001349150
74514205239004017291505
74529005239920356687804
74729245240044354574513
74064495239820129754226
74500015240838459741469

MAIFENG9X7U 15889749072
74423425241534440666170

$6.99

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

4 OF 8

SHELLEY FRASER SYRROS
4646 92** **** 2725 - CO-APPLICANT (continued)
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

AUG 29

SEP 02

LS BLUEBARN COFFEE ROA WAKEFIELD QC

$20.86

AUG 29

SEP 02

RENU MASSAGE THERAPY STITTSVILLE ON

$150.00

AUG 29

SEP 02

RONA+ SECTEUR PLATEAU GATINEAU QC

$68.03

AUG 29

SEP 02

LA MAISON BISSON GATINEAU QC

$73.70

AUG 29

SEP 02

WINNERS 377 GATINEAU QC

$352.60

AUG 29

SEP 02

WINNERS 377 GATINEAU QC

$57.48

AUG 30

SEP 02

GENEVIEVE MUNRO YOGA CHELSEA QC

$67.60

AUG 31

SEP 02

AVIS.CA ETOBICOKE ON

$1,650.24

AUG 31

SEP 02

AVIS.CA ETOBICOKE ON

$879.96

SEP 01

SEP 02

GOOGLE*GSUITE SEIWIND. CC GOOGLE.COMCA

$38.87

SEP 01

SEP 02

DYMON STORAGE (BARRHAV NEPEAN ON

$946.94

SEP 01

SEP 02

DYMON STORAGE (BARRHAV NEPEAN ON

$22.60

SEP 01

SEP 02

DYMON STORAGE (TRAINYA OTTAWA ON

$251.54

SEP 02

SEP 03

PITOU MINOU ET COMPAGNONSCHELSEA QC

$420.51

SEP 02

SEP 03

BRAINTAP PROF SUBSCRIP BRAINTAP.COM NC

$70.53

SEP 02

SEP 03

MARCHE CHELSEA 21315 CHELSEA QC

$8.23

SEP 02

SEP 03

DYMON STORAGE (TRAINYA OTTAWA ON

$13.14

SEP 02

SEP 03

HOMESENSE 020 OTTAWA ON

$326.97

SEP 02

SEP 03

SPORTPY*FIELD HOCKEY BC SURREY BC

$98.06

SEP 02

SEP 03

SQ *MR POKE VANIER ON

$63.48

SEP 02

SEP 03

CANADIAN TIRE #174 OTTAWA ON

$149.02

SEP 02

SEP 03

CANADIAN TIRE #174 OTTAWA ON

$14.72

SEP 03

SEP 05

AIR CAN* 0144294223679AIRCANADA.COMMB

$56.50

SEP 03

SEP 05

PETSMART INC. 0914 GLOUCESTER ON

$273.62

SEP 03

SEP 04

NAVAN LITTLE MARKET NAVAN ON

$113.95

SEP 03

SEP 04

POLO VELO CHELSEA CHELSEA QC

$487.36

SEP 04

SEP 08

MAIFENG9X7U 15889749072

$6.99

SEP 04

SEP 08

BON MACARON PATISSERIE VANCOUVER BC

$13.00

SEP 04

SEP 05

LONGLINER SEAFOODS LTD. VANCOUVER BC

$37.50

74099865241000047006210
74083425241100093302207
74500015241380660955041
74500015241380661733298
74703415242103155005262
74703415242103155007086
74083425242100029546702
74587275244534584341372
74587275244534584341455
24803945245910009476367
74500015244656651735345
74500015244656651735352
74500015244656651020342
74064495245820187931395

24011345246100022208514
Foreign Currency - USD 49.99 Exchange rate - 1.410882
74500015245380672498234
74500015245656686342504
74703415246106828482426
74872715246152461740785
74293475245000873593065
74064495246820105320654
74064495246820105321389
74537885247107998078593
74450775247004041129281
74729245246044711710317
74500015246838442919010
74423425248535906963319
74529005247920232895704
74064495247820190281851

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

5 OF 8

SHELLEY FRASER SYRROS
4646 92** **** 2725 - CO-APPLICANT (continued)
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

SEP 04

SEP 05

SQ *OIDE COFFEE VANCOUVER BC

$8.09

SEP 04

SEP 05

SQ *LEE'S DONUTS GRANVILLVANCOUVER BC

$21.77

SEP 04

SEP 05

SQ *LA BISE BAKERY VANCOUVER BC

$11.40

SEP 05

SEP 08

INNERSCIENCE RESEARCH INNERSCIENCERWA

$38.04

SEP 05

SEP 08

SP ENROUTE.CC VANCOUVER BC

$440.79

SEP 05

SEP 08

RUNNING ROOM VANCOUVER BC

$213.07

SEP 05

SEP 08

AIR CANADA ON BOARD CA MISSISSAUGA ON

SEP 05

SEP 08

GOOD RIDDINS GATINEAU QC

$776.08

SEP 05

SEP 08

SQ *AL BAZAAR VANCOUVER BC

$21.00

SEP 05

SEP 05

TST-TERRA BREADS - GRA VANCOUVER BC

$20.51

SEP 06

SEP 08

FSM 075 WHISTLER BC

$78.31

SEP 06

SEP 08

COWS WHISTLER WHISTLER BC

$37.73

SEP 06

SEP 08

APPLE.COM/BILL 866-712-7753 ON

$14.94

SEP 06

SEP 08

SHOPPERS DRUG MART 212 WHISTLER BC

$34.70

SEP 07

SEP 08

AMZN MKTP CA 866-216-1072 ON

-$31.52

SEP 07

SEP 08

SHOPPERS DRUG MART 212 WHISTLER BC

$47.27

SEP 07

SEP 08

00141 WHISTLER ISO WHISTLER BC

$149.84

SEP 07

SEP 08

TNA WHISTLER 1053 WHISTLER BC

$485.52

SEP 07

SEP 08

SQ *BESTII BEVERAGE LTD. VANCOUVER BC

$35.70

SEP 07

SEP 08

SQ *FROSTBITES SYRUP CO. WHISTLER BC

$13.86

SEP 07

SEP 09

ARAXI RESTAURANT & BAR WHISTLER BC

$893.29

SEP 07

SEP 08 PAYMENT - THANK YOU / PAIEMENT - MERCI

-$2,000.00

SEP 08

SEP 08

AMZN MKTP CA 866-216-1072 ON

-$31.52

SEP 08

SEP 10

TROLLS WEST VANCOUVEBC

$106.85

SEP 08

SEP 10

SHOPPERS DRUG MART #02 SQUAMISH BC

$15.13

SEP 09

SEP 10

BELL CANADA (OB) MONTREAL QC

$113.83

SEP 09

SEP 10

LS TEMAKI SUSHI VANCOUVER BC

$169.74

SEP 09

SEP 10

IMPARK CANVERRUSPBP 877-909-6199 BC

$4.55

SEP 09

SEP 10

OURARING OULU

$8.95

74293475247000027574266
74293475247000033834498
74293475247000034265585

24011345249100013381061
Foreign Currency - USD 26.80 Exchange rate - 1.419402
74083425249100006902905
74703415249109539432877
74500015248463682537618
74872715249122492441049
74293475248000167842944
74099865247000087534075
74064495249820203721123
74064495249820207098197
74537885249109795728303
74500015249882637784661
74537885250101243199340
74500015250882689954283
74703415251101454985786
74703415251101464176392
74293475250000363374507
74293475250000362211742
74500015251461698409800

74510105251619980877102
74537885251101455542707
74500015252461647812087
74500015252882686351754
74064495252820151638950
74099865252000183929031
74703415252102699215228
74143615253000132251705

$6.78

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

6 OF 8

SHELLEY FRASER SYRROS
4646 92** **** 2725 - CO-APPLICANT (continued)
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

SEP 10

SEP 15

AIR CAN* 0144294476332AIRCANADA.COMMB

$56.50

SEP 10

SEP 15

AIR CAN* 0144294476333AIRCANADA.COMMB

$56.50

SEP 10

SEP 11

SOFTMOC 105 VANCOUVER BC

$140.39

SEP 10

SEP 11

MACLURE'S CAB SPARE 1 VANCOUVER BC

$11.85

SEP 10

SEP 12

RAISU VANCOUVER BC

$166.03

SEP 11

SEP 15

MAIFENG9X7U 15889749072

SEP 11

SEP 11

SP RUN AS YOU ARE TORONTO ON

$352.80

SEP 11

SEP 12

BELL CANADA (OB) MONTREAL QC

$151.77

SEP 11

SEP 11

SHELL C01029 VANCOUVER BC

$103.60

SEP 12

SEP 15

POLO VELO CHELSEA CHELSEA QC

$286.26

SEP 12

SEP 12

OPENAI *CHATGPT SUBSCR OPENAI.COM CA

$32.74

SEP 13

SEP 15

AGI*BESTBUY.CA/PRO 866-237-8289 ON

$19.54

SEP 14

SEP 15

SP LECLUB.CC MONTREAL QC

$583.42

SEP 16

SEP 17

POLO VELO CHELSEA CHELSEA QC

$250.00

SEP 16

SEP 16

SPORTING LIFE INC. WOODBRIDGE ON

$114.91

SEP 16

SEP 16

PETRO-CANADA 00555 OTTAWA ON

$35.97

SEP 17

SEP 18

APPLE.COM/BILL 866-712-7753 ON

$4.59

SEP 18

SEP 19

LS BLUEBARN COFFEE ROA WAKEFIELD QC

$64.05

74537885255105230153603
74537885255105230153652
74064495253820163532356
74064495253820191588594
74064495254820191149065
74423425255536362481317
74083425254100005087510
74064495254820137339713
74064495254820123163416
74500015255838471165574

24492165255100033763489
Foreign Currency - USD 23.00 Exchange rate - 1.423478
74537885256106549090717
74083425257100081273080
74500015259838428460272
74099865258001755943032
74064495259820126971976
74537885260109653781950
74099865261000072973057

SUBTOTAL OF MONTHLY ACTIVITY

$6.99

$15,055.08

JACKSON SYRROS
4646 92** **** 0131 - AUTHORIZED USER
MONTHLY CARD LIMIT - $2,500.00
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

AUG 16

AUG 20 OASA ETICKET POS ATHINA

$7.63

AUG 19

AUG 20 UBER *TRIP HELP.UBER.COM

$6.55

AUG 19

AUG 20 SANDRA ELIZABETH SHA ATHINA

AUG 20

AUG 21 UBER *TRIP HELP.UBER.COM

$7.37

AUG 20

AUG 21 UBER *TRIP HELP.UBER.COM

$8.52

AUG 20

AUG 22 O.D.A.P ATHINA

$66.31

74003125228365574922605
Foreign Currency - EUR 4.60 Exchange rate - 1.658695
74143615232000852891470

74042555231504026757013
Foreign Currency - EUR 205.00 Exchange rate - 1.659219
74143615233000132440733
74143615233000132501757

74544475233000585668834
Foreign Currency - EUR 40.00 Exchange rate - 1.657750

$340.14

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

7 OF 8

JACKSON SYRROS
4646 92** **** 0131 - AUTHORIZED USER (continued)
MONTHLY CARD LIMIT - $2,500.00
TRANSACTION POSTING
DATE
DATE

ACTIVITY DESCRIPTION

AMOUNT ($)

AUG 20

AUG 22 UBER *TRIP HELP.UBER.COM

$33.32

AUG 20

AUG 21 VIDEOTRON LTEE #150 PPACCMONTREAL QC

$86.23

AUG 21

AUG 25 MPOFILIOU G & SIA EE SERIFOS

$9.12

AUG 22

AUG 25 GALLERY SHOP ATHINA

$238.86

AUG 26

AUG 27 NAUTILUS PLUS - SS SAINT-HUBERT QC

$27.31

AUG 26

AUG 27 TO LIMANAKI SIFNOS

$181.83

AUG 26

AUG 27 NIKOLETTA GERONTI PANS SIFNOS

$41.57

AUG 28

SEP 02

LOGGIA SIFNOS

$218.24

SEP 01

SEP 03

RED STORE MONASTIRAKI ATHINA

$420.01

SEP 01

SEP 02

UBER *TRIP HELP.UBER.COM

$12.25

SEP 01

SEP 02

UBER *TRIP HELP.UBER.COM

$9.80

SEP 02

SEP 03

UBER *TRIP HELP.UBER.COM

$14.22

SEP 02

SEP 03

STM AEROPORT MTL DI--02 DORVAL QC

$11.25

SEP 04

SEP 05

UBER CANADA/UBERTRIP TORONTO ON

$41.76

SEP 04

SEP 05

SQ *ELLIPSIS VANCOUVER BC

$23.10

SEP 05

SEP 08

MEINHARDT FINE FOODS VANCOUVER BC

$54.75

SEP 09

SEP 10

NAUTILUS PLUS - SS SAINT-HUBERT QC

$27.31

SEP 09

SEP 12

AIR CAN* 0144294428010AIRCANADA.COMMB

$57.49

SEP 10

SEP 11

UBER CANADA/UBERTRIP TORONTO ON

$79.86

SEP 11

SEP 12

UBER CANADA/UBERONEMEM TORONTO ON

$11.49

SEP 11

SEP 11 PAYMENT - THANK YOU / PAIEMENT - MERCI

SEP 12

SEP 15

SEP 18

SEP 18 PAYMENT - THANK YOU / PAIEMENT - MERCI

-$300.00

SUBTOTAL OF MONTHLY ACTIVITY

$1,359.27

74143615234000112204298
Foreign Currency - EUR 20.10 Exchange rate - 1.657711
74064495233820126313410

74544475234000597821669
Foreign Currency - EUR 5.50 Exchange rate - 1.658181
24085105233000211673995
Foreign Currency - EUR 144.00 Exchange rate - 1.658750
74064495238820140020897

74003125238371209757802
Foreign Currency - EUR 109.35 Exchange rate - 1.662825
24085105238000168417607
Foreign Currency - EUR 25.00 Exchange rate - 1.662800
74042555241507124959041
Foreign Currency - EUR 132.00 Exchange rate - 1.653333
74544475245000756528284
Foreign Currency - EUR 254.85 Exchange rate - 1.648067
74143615245000153320968
74143615245000153411015
74143615246000144180967
74064495246820117236450
74064495247820155514502
74293475247000021022189
74500015248463682840426
74064495252820154606731
74537885254104334924630
74064495253820154090596
74064495254820154595254

74510105254619988299108

ADOBE INC SAN JOSE CA
24793385255000512146026

74510105261619987419104

TOTAL ACCOUNT BALANCE

-$400.00
$22.98

$16,677.29

RBC® Avion® Visa Infinite Privilege‡
for Private Banking

BILL SYRROS 4646 92** **** 6846
SHELLEY FRASER SYRROS 4646 92** **** 2725
STATEMENT FROM AUG 20 TO SEP 19, 2025

8 OF 8

Time to Pay
If you make only the Minimum Payment each month, we estimate it will
take 13 year(s) and 5 month(s) to fully repay the outstanding balance. Our
estimate is based on the Total Account Balance shown on this statement
and your current credit card account terms. This estimate is intended solely
to illustrate how making only the Minimum Payment will increase the time
it takes to pay your balance and is not a recommended long term
repayment plan.

Your account is currently set up on an Auto Pay plan
Based on the option you previously selected, the Minimum Payment
amount as shown on this statement will be posted to your account on the
Payment Due Date. If you have made any additional payments prior to the
Auto Pay, we will reduce the Auto Pay amount by those additional
payments posted. Please contact us if you have any questions at
1-888 ROYAL® 8-5.

INTEREST RATE CHART
Description

Rate (%)

Remaining Balance**

Purchases & Fees

20.99

$16,491.90

Expiry Date

** The "Determination of Interest" section on the back of your statement explains how interest is
charged and how you may avoid interest charges on purchases and fees and the "Applying your
payments" section explains how payments are applied to the Remaining Balances shown above.

IMPORTANT INFORMATION ABOUT YOUR RBC ROYAL BANK CREDIT CARD STATEMENT

The following is a summary of certain terms and conditions of your credit card account and details about some of
the information shown on your statement. Please refer to your credit card agreement for complete terms and
conditions for your account. For more tips on reading your statement, go to rbc.com/cardstatement.
New Balance. The Total Account Balance as of your Statement Date minus the total amount of Installments Not Yet
Due as shown on your statement. This is the amount you must pay to avoid interest on your regular purchases and
fees shown on this statement.
Statement Period. Your statement covers activity in your account from the day after your previous statement was
prepared to the last day of this statement period (your Statement Date). If the date we would ordinarily prepare
your statement falls on a date on which we do not process statements (such as weekends) we will prepare it on our
next statement processing date. Your Payment Due Date will be adjusted accordingly.
Total Account Balance. The total amount of your previous account balance, plus all new purchases and debits, cash
advances, interest, and fees shown on your statement, minus the amount of any payments and credits which have
been posted to your account on or before your Statement Date. The Total Account Balance includes the total
amount of Installments Not Yet Due as shown on your statement, and is the same as your New Balance if you do
not have any installment plans.

YOUR RESPONSIBILITIES

Review your statement carefully. If you think there is an error, omission or irregularity, you must contact us no later
than 30 days following your Statement Date at 1-800-769-2512. After 30 days, our records will be considered
correct except for credits improperly applied to your account.
Report lost or stolen cards. If your card is lost or stolen, or if you have your card but suspect that it or your account
number is being used by someone else, log in to RBC Online Banking or the RBC Mobile app and select the “Report
Lost or Stolen Card” option, or call 1-800-769-2512, immediately. This obligation applies to Primary cardholders,
Co-applicant cardholders and Authorized Users.
Making your payment. You may pay the New Balance (or if you have installment plans, the Total Account Balance)
in full or in part at any time. However, you must pay at least the Minimum Payment by the Payment Due Date
shown on the statement each month. If the Payment Due Date falls on a weekend or holiday, we will extend it to
the next business day. Remember to allow sufficient time for payments to reach us by the Payment Due Date.
Payments made by mail or through another financial institution may take several days to reach us and are not
credited to your account until we have processed them. Branch payments will be credited to your account on the
same day if made before the earlier of 6:00 p.m. local time or the branch closing time.
Missed payments. Missing payments (which means not making at least the Minimum Payment by the next
Statement Date) will affect your interest rates as follows:

• If you miss making any Minimum Payment, you will lose the benefit of any introductory or promotional
interest rate offer in which you are participating, and your standard cash advance and purchase interest
rates will apply to any remaining balance(s) which were subject to that offer (subject to any further
increases set out below) as of the first day of the third Statement Period following the missed payment (or
the expiry date if it is earlier).

• Where you have installment plans and you miss making any Minimum Payment (including the one due in
the same Statement Period in which an installment plan is created), all your installment plans will be
cancelled. Any Monthly Principal amount(s) that you missed paying and your Installments Not Yet Due
(“Unpaid Plan Principal”) will be subject to the interest rate applicable to regular purchases set out on this
statement in the “Payments & Interest Rates” section under “Annual interest rates” for “Purchases”,
subject to any further increase as described immediately below. This will also be the case for the Unpaid
Plan Principal if you choose to cancel your installment plan(s). See your Installment Plan Terms and
Conditions for further details.

READING YOUR STATEMENT

Activity Description. Each transaction and amount credited or charged to your account during the Statement Period
is described in this section, including the transaction and posting dates. If the transaction date is not available for
any transaction, its posting date is used as the transaction date. Transactions converted to installment plans are
marked by a ^ symbol in the activity description. Interest is always calculated from the transaction date. If there is
more than one credit card on the account, transactions will be grouped by cardholder name, card number and
relationship to the account. Primary and Co-applicant cardholders (but not Authorized Users) are responsible for all
amounts charged to the account.
Payments & Interest Rates. This section displays the Minimum Payment and its Payment Due Date, your current
credit limit, and available credit as of the Statement Date. Your available credit does not reflect transactions or
payments made but not received by us by the Statement Date. Your current interest rates for cash advances and
purchases are also shown, as well as the expiry date if any of those rates are temporary. Any promotional or
installment plan rates are shown in the Interest Rate Chart.

Interest Rate Chart. This chart sets out the interest rate(s) that apply to the Total Account Balance, any remaining
balances associated with those rates, and expiry dates for any promotional and installment plan rates. Offers that
we may have made to you but which you are not using are not shown as they will not have any associated
balances. If you lose a promotional rate due to a missed payment, the Interest Rate Chart will continue to display
that promotional rate until the loss takes effect. The expiry date for an installment plan rate reflects the due date of
the final installment plan payment for that plan. If you lose an installment plan rate before its expiry date due to a
missed payment, your Interest Rate Chart will be updated in your next statement to reflect this, and any Unpaid
Plan Principal will be moved to your Purchases & Fees category. If an expiry date falls on a date on which we do
not process statements, we will continue to provide you with the benefit of the promotional or installment plan rate
until our next statement processing date.
Installment Plan Summary. If you have any installment plans, this chart sets out the details of such plans.

INTEREST AND OTHER CALCULATIONS

Determination of interest. You have a minimum 21 day interest-free grace period for new purchases. You can avoid
interest on these new purchases by (i) for new purchases (except those converted to installment plans) and fees,
paying your New Balance in full by your Payment Due Date, and (ii) for new purchases converted to installment
plans, paying your Total Account Balance in full by your Payment Due Date. If you do not pay your New Balance in
full by your Payment Due Date, you must pay interest on each new purchase retroactively from the transaction date
until the date we process your payment in full for those purchases. The accrued interest will appear on your next
statement. We continue to charge interest on the unpaid portion of those purchases until you pay the New Balance
in full on or before its Payment Due Date. Interest related to your purchases could appear on the first statement you
receive after we process that payment. This is interest that was not included in the New Balance you paid in full
because it accrued between the date the monthly statement which showed that New Balance was prepared and
the date you made your payment. For installment plans, interest is not included on your first statement after you
install a purchase to allow you to benefit from the interest-free grace period if you pay the Total Account Balance in
full by the Payment Due Date for that statement. If you do not pay this balance in full by the Payment Due Date, the
accrued interest on the installment plan will appear on your next statement. Fees are treated in the same manner
as purchases for the purpose of charging interest. Interest is always charged on cash advances from the day the
cash advance is made until the date we process the payment in full for those cash advances. Balance transfers,
cash-like transactions and bill payments made using your credit card at our branch, an ATM or our digital banking
service are treated as cash advances.
We do not charge interest on interest.
To calculate your interest shown in the Calculating Your Balance section of your statement, where there is only one
applicable interest rate in a Statement Period, we add the amount you owe each day, and divide the total by the
number of days in the Statement Period. This is your average daily balance. Where you have an installment plan,
we use the total principal amount of your installment plan still outstanding (including Installments Not Yet Due) as
the amount that you owe each day to calculate your average daily balance. Where you have more than one
applicable interest rate in a Statement Period, we determine your average daily balance for each rate. We then
multiply the average daily balance for each rate by the applicable daily interest rate (obtained by taking the annual
interest rate and dividing it by the number of days in the year). We then multiply this value by the total number of
days in the Statement Period to determine the interest we charge you.
Applying your payments. We apply payments to your Minimum Payment first, then to the remainder of your New
Balance. If the different amounts that make up your New Balance are subject to different interest rates, we will
allocate any payment in excess of your Minimum Payment in the same proportion as each amount bears to your
New Balance. If you have paid more than your New Balance, we will apply any excess payment to amounts that
have not yet appeared on your monthly statement in the same manner as set out above, and then to Installments
Not Yet Due.
Foreign currency conversion. The exchange rate shown on your statement, to six decimal places, is calculated by
dividing the converted Canadian dollar (CAD) amount, rounded to the nearest cent, by the transaction currency
amount. It may differ from the original benchmark rate because of this rounding. The CAD amount charged to your
account is 2.5% over the benchmark rate. Some foreign currency transactions are converted directly to CAD, while
others may be converted first to U.S. dollars (USD), then to CAD. In either case, the benchmark rate will be the
actual exchange rate applied at the time of the conversion, and is generally set daily. The original benchmark rate
at the time a transaction was converted may be obtained at visa.com/exchange, if set by Visa, or
mastercard.ca/currency-converter, if set by Mastercard. You can also call us at 1-800-769-2512. For U.S. Dollar Visa
Gold Cardholders, transactions are shown in USD and the same principles will apply if an amount is charged in a
currency other than USD.
Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of
Canada. ‡ All other trademarks are the property of their respective owner(s).
®/™